Description

Commercial Loan Officer

Region: 06 – Terre Haute
Reports To: President & CEO
FLSA Status: Exempt

Summary

The Commercial Loan Officer (CLO) builds and maintains strong customer relationships while guiding applicants through the loan process-from application to closing and beyond. This role requires a solid understanding of commercial loan programs, underwriting principles, and deposit products to provide comprehensive banking solutions. The CLO ensures compliance with federal regulations and supports long-term portfolio growth.

Key Responsibilities

• Develop and maintain commercial lending relationships.
• Collect and analyze financial information to support loan decisions.
• Monitor credit quality and ensure adherence to bank standards.
• Manage past-due loans, loan file exceptions, and delinquent collections.
• Recommend charge-offs and oversee recovery of charged-off loans.
• Ensure compliance with all applicable banking regulations.
• Coordinate and develop loan products aligned with bank goals.
• Maintain customer confidentiality and information security.
• Assist with training and professional development for lending staff.
• Prepare monthly loan portfolio reports for the Board.
• Complete additional duties or projects as assigned by the Board or CEO.

Qualifications

• Bachelor’s degree or equivalent experience (MBA preferred).
• Minimum 5 years of related experience in commercial, consumer, and mortgage lending.
• Strong critical thinking, problem-solving, and communication skills.
• Knowledge of portfolio management, rate structures, and risk assessment.

Member FDIC
Equal Opportunity Employer – We celebrate diversity and are committed to creating an inclusive environment for all employees.